Verdant Coverage Services

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Coverage Services For Industries

We work with specific industries that require special coverage due to the nature and labor of the job. 

Coverage and Total Costs of Risk Assessment

Even when coverage  is reviewed annually, our team takes a step back to look at the enterprise level of the total risk to a business owner – identifying gaps and providing solutions. Most construction businesses have exposure that are not sufficiently addressed in an “off the shel” Insurance product. Through our extensive industry experience, we’ve been able to uncover gaps and cost overages on 89% of new customers prior insurance policies.
 

Finance Your Bonds

We’ve introduced a game changer to the construction market – the opportunity to finance Payment & Performance Bonds! Paying upfront in full for a bond takes months to cash flow, let us help ease that burden with our financing options for qualifying businesses.

Audit Defense

Nothing derails a great month like an unexpected invoice from the insurance company resulting from an audit. Our Audit Defense team walk through the audit process hand in hand with our customers. Our team is comprised of veteran industry underwriters who understand the minute details that could ultimately generate large swings in premium if not properly protected against. As a result, we’ve successfully saved our customers hundreds of thousands of dollars from potential audit mistakes and unnecessary classification changes.
  • Independent Garage and
  • Auto Sales
  • Transmission Repair Shops
  • Recyclers
  • Body Shops
  • General Automotive Service and Repair
  • Tire Stores
  • Parts Stores
  • Towing Operators

We take the guesswork out of managing Commercial Motor Vehicle crash events

Gain control of the risky and chaotic period between the accident and the first notification of loss – the greatest exposure to liability occurs in these moments when you have the least amount of control.

  • Provide drivers with training, a procedure and a tool with which they can easily and effectively manage and report a crash even when they are under great stress.
  • Receive critical warning notifications and real-time visibility into an accident scene through the online portal, allowing for a more rapid and effective response.
  • Have a clearer understanding of the position in any potential claim while closing that critical time gap from event to claim.
  • Maintain complete custody and control of all photographs and detailed crash data.

Reduce your reporting time to minutes instead of hours or days. Rapid response leads to rapid resolution, which leads to lower claim costs.

Our partnership with AccidentPlanTM provides our clients with peace of mind after a claim, and allows more favorable insurance pricing from our companies. Learn more. Visit AccidentPlan.com.

Improve Cash Flow and Increase Profits
 

Our entire process was created from the perspective of the business owner. We help our customers improve their businesses in away that improves cash flows,increases profits, and creates a sustainable culture of success.

Coverage and Total Cost of Risk Assessment

Even when coverage is reviewed annually, our team takes a step back to look at the enterprise level of the total risk to a business owner – identifying gaps and providing solutions. Most transportation businesses have exposures that are not sufficiently addressed in an “off the shelf”insurance product. Through our extensive industry experience, we’ve been able to uncover significant coverage  gaps and cost overages on 89% of new customers prior insurance policies.

Safety and Risk Management

Through our partnership with the industry leaders for safety & risk management specifically for transportation companies, we have developed a one of a kind Safety Suite completely customized to the needs of each individual business. DVDs, Printed Media, and Streaming Services are still available,but we’ve taken it up a notch.Welcome to The UniversalWay, a fully integrated app based platform to help your company grow at every level!

Take Back Control

We’ve introduced a game changer to the transportation industry – the opportunity to use alternative financing to cash flow premiums. Insurance premiums are a huge expense for transportation companies. Our innovative financing strategy turns your premiums into a profit. Eligible to businesses with $5M+ in revenues, we help our customers improve cash flow & increase profits!

Human Resources and Payroll Assistance

You are the expert at driving revenue to your company, we are the experts at protecting it. Let us help ease the day to day compliance & managerial burden the same way we do with our own company. We have partnered with the industry leaders for Human Resources & Payroll outsourcing. You remain 100% in control, and profits are improved by creating efficiencies of scale. By looking at all aspects of your company, we continue to meet our objective – help our customers improve cash flow & increase profits!

Audit Defense

Nothing derails a great month like an unexpected invoice from the insurance company resulting from an audit. Our Audit Defense team walks through the audit process hand in hand with our customers. Our team is comprised of veteran industry underwriters who understand the minute details that could ultimately generate large swings in premium if not properly protected against. As a result, we’ve successfully saved our customers hundreds of thousands of dollars from potential audit mistakes and unnecessary classification changes – improving cash flows & increasing profits!

A short list of the transportation risks we specialize in

  • New Venture
  • High Losses
  • Oilfield
  • Gas & Propane
  • Sand & Gravel
  • Environmental
  • Liquid & Gasses
  • Construction
  • Agricultural
  • Reefer
  • Flatbed
  • Express Delivery
  • Towing
  • Moving Companies
  • Specialty Auto: Medical, School Bus, Charter Bus, Limo & Party Bus

Additional Perks:

  • We provide all aspects of insurance including: Property & Casualty, Bonding, Health, Life, Long Term Care & Disability, Business Succession Planning, and more
  • We have access to over 300 insurance companies in all states and internationally
  • DOT compliance & owner operator monitoring
  • Complimentary Custom Safety Manual & Spill Response Plan
  • MVR & Pre-Employment Driver Screening
  • 24/7 Certificates of Insurance
  • ISN Compliance
  • Quarterly Large Loss Reviews & Reserve Monitoring

A nonprofit company or as defined under IRS code 501(C)(3) should consider the following coverages:

  • Special causes of loss on buildings, contents, loss of income, and extra expenses
  • Commercial General Liability, Professional Liability, and Excess Liability all with one carrier
  • Special Event Coverage (ie: Fundraisers)
  • Commercial Automobile
  • Workers Compensation

Still not convinced your nonprofit organization is in need of these coverages? Consider these reasons:

  • Primary or contingent Professional Liability coverages are available for employed, contracted, or volunteer physicians and dentists
  • Includes medical payments for volunteers
  • Ensure everyone is insured, including medical directors, administrators, and any person or company under your supervision
  • Abuse and Molestation coverage offered
  • General Liability coverage comes with fundraising events included
  • For Business Income and Extra Expenses, Actual Loss Sustained coverage is available
  • Choose to include Automatic Gap coverage for leased or financed vehicles, and/or driver safety programs
  • Up to a $1M limit for Tenants Legal Liability coverage available on General Liability
  • Installment plans are offered for accounts that generate at least $2000 in premium
  • Large Excess Limits are available

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Disclaimer

No Rendering of Advice
The information contained within this website is provided for informational purposes only and is not intended to substitute for obtaining accounting, tax, or financial advice from a professional accountant.

Presentation of the information via the Internet is not intended to create, and receipt does not constitute, an accountant-client relationship. Internet subscribers, users and online readers are advised not to act upon this information without seeking the service of a professional accountant.

Any U.S. federal tax advice contained in this website is not intended to be used for the purpose of avoiding penalties under U.S. federal tax law.

Accuracy of Information
While we use reasonable efforts to furnish accurate and up-to-date information, we do not warrant that any information contained in or made available through this website is accurate, complete, reliable, current or error-free. We assume no liability or responsibility for any errors or omissions in the content of this website or such If you wish to contact the webmaster of this website, please call CPA Websites Solutions at 802-655-1519.

Disclaimer of Warranties and Limitations of Liability
This website is provided on an “as is” and “as available” basis. Use of this website is at your own risk. We and our suppliers disclaim all warranties. Neither we nor our suppliers shall be liable for any damages of any kind with the use of this website.

Links To Third Party Websites
For your convenience, this website may contain hyperlinks to websites and servers maintained by third parties. We do not control, evaluate, endorse or guarantee content found in those sites. We do not assume any responsibility or liability for the actions, products, services and content of these sites or the parties that operate them. Your use of such sites is entirely at your own risk.

Privacy Policy

Here is our Privacy Policy required by the Gramm-Leach-Bliley Act of 1999.

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications, tax organizers, worksheets and other documents;

  • Information about your transactions with us, our affiliates, or others;

  • Information we receive from a consumer-reporting agency.

We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law.

We restrict access to nonpublic personal information about you to those members of our firm who need to know that information to provide services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Online information is stored on secure servers located in CPA Website Solutions SOC 1 certified data centers.

If you have any questions about this policy, please do not hesitate to contact us.